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Consumer Protection

Protecting Financial Consumers Across the ECCU.

We safeguard consumers and small businesses in the Eastern Caribbean Currency Union from unfair financial practices.

Free of charge 30-day SLA Encrypted & confidential
What we offer

Services at a glance

Everything consumers and businesses need — in one secure place.

Interactive checker

Can OFC help with your complaint?

Answer five quick questions. We'll route you to the right next step in under a minute — no account required.

  • Free and anonymous
  • Personalised guidance
  • Direct route to submission if eligible
Not legal advice. The checker is a guide only. Final eligibility is confirmed by an OFC officer during review.
Step 1 of 5

Is your complaint against a Licensed Financial Institution in the ECCU?

Banks, credit unions, insurance companies and money services licensed in any ECCU member territory.

1 / 5
Your journey

From complaint to resolution

Five clear stages with notifications at every step.

  1. 1

    Attempt Resolution

    Raise the issue directly with your Licensed Financial Institution first.

  2. 2

    Submit Complaint

    If unresolved after 30 days, file your complaint with OFC online.

  3. 3

    OFC Review

    We screen for eligibility and acknowledge receipt within 5 business days.

  4. 4

    Investigation / ADR

    Evidence is gathered and mediation may be offered to both parties.

  5. 5

    Resolution / Decision

    A written decision is issued — or the matter is referred to the FDRC.

Trust by the numbers

A regulator working for the region

1,200+
Complaints resolved
85
Participating LFIs
8
ECCU territories served
22 days
Average resolution time
Newsroom

News & announcements

Regulatory notices, public advisories and updates from the Office.

View all news
Education & awareness

Know your rights. Spot the risks.

Guides, fraud alerts, and publications to help you make confident financial decisions.

Who we serve

Built for the whole community

Consumers

Any resident of an ECCU member territory with an unresolved complaint.

Small businesses

Eligible SMEs that have exhausted internal LFI complaint channels.

Industry partners

Licensed Financial Institutions seeking guidance and reporting tools.

Frequently asked

Answers to common questions

Ready to file your complaint?

The guided wizard takes about 8 minutes. You'll receive a reference number to track progress at any time.