Consumers

Know your rights

Consumer protections and conduct standards Licensed Financial Institutions must meet when serving you in the ECCU.

Fair treatment

You have the right to be treated honestly and fairly, with clear product disclosure and reasonable complaint handling.

Transparency

Fees, interest rates and contract terms must be disclosed in plain language before you agree.

Complaint resolution

If your institution does not resolve your complaint within the statutory response window, you may escalate the matter to the OFC.

Institution response window

30 days

Time limit after a final response

6 months

Ready to escalate?

Check your eligibility and file securely online.